You're right! After a year of delays, the Federal Trade Commission’s new FACTA Red Flags rules are effective November 1, 2009. The FACTA Red Flags rules will require millions of businesses that grant credit to establish and implement identity theft safeguards for customers. And yes, this could include dental offices, along with auto dealers, jewelers, furniture companies, health care companies, mortgage brokers, doctors, equipment leasing dealers and lots of others. See Help for FACTA Red Flags Compliance for more details.