Sources available to you will depend on a few things.
- Time in business - if you 've been in business under 2 years it is generally more difficult to obtain financing, however, it is available and you should expect to pay higher rates due to the increased risk. If you have over 2 years time in business then a bank or equipment finance company could help.
- Age of the vehicle - older vehicles are more difficult to finance. Some banks will finance used business equipment but an equipment financing company should have no problem with used equipment, as long as the age isn't too old.
- Speed - equipment financing companies can typically move faster than banks, but may be more expensive depending on several other factors including those covered above.
A couple of other things to consider are a business cash advancee (if you accept credit cards) or a personal bank loan.
Let me know if you need clarification or additional information.
Source: http://blog.directcapital.com