Hello Willie,
The key ingredient to getting a small business loan is preparation. First, gather together the documents that will help persuade the lender that a small business loan is necessary and that you are a good risk:
1. A business plan
2. Cash flow predictions
3. A statement of personal financial status
4. Past tax returns
5. Credit report rating
You can apply for an SBA 504 or 7A loan, that allows you to purchase the property with only 10% down, and purchase the property with those funds. Right now the SBA is not charging any loan fees and the interest rates are extremely low. You can't go wrong :)
Source: www.finditfillit.com