Hi tampa24
Credit card interest rates do differ by company, but a lot of that has to do with the type of customer they are trying to attract.
For example, if a company is offering credit cards with low interest rates, you will likely find that they are looking for customers with excellent credit. And when you do find an offer with a low interest rate attached, look closely as the interest rate that you yourself qualify for might be much higher. One credit card offer might (and usually will) have different interest rates levels for different customers depending on their credit score.
One strategy that credit card companies use to target new customers is the
low or zero interest balance transfer. After signing up for one of these credit cards you can transfer your existing card balances to the new card and avoid paying interest for up to 12 months. The one "catch" if you will, is that most companies charge a balance transfer fee of up to 5% in order to take advantage of the balance transfer offer.
Not all balance transfer offers are created equal so shop around. For info and
tips on choosing the best balance transfer credit card click here.
Hope that helps.
Cheers
Bruce
Source: http://www.debt-help-and-be...